Frequently asked questions

Who pays inheritance tax?

Inheritance tax has to be paid if the value of your estate is above a certain threshold. That threshold is set by the government, and for the year 2006/7 is £285,000, meaning that the first £285,000 of your estate will not be subject to any inheritance tax. If your estate is worth more than the threshold, any amounts above that threshold may be charged with inheritance tax, which is currently at a rate of 40%. However, money left to a charity, unlike money left to an individual for example, will be exempt from inheritance tax.

Can I add NAT to my existing will?

If you want to add NAT to an existing will, your solicitor simply attaches a written instruction, called a codicil.  This will need the signature of two independent witnesses.  Unfortunately you cannot do this by yourself as it will invalidate your Will.

Can I leave a gift to more than one charity?

You can leave a gift to more than one charity. Choosing a selection is a good way to ensure that you leave something for all the causes that are important to you.

How much should I leave?

No matter how large or how small the gift in your will, it will be valuable to us.  It is a misconception that a legacy has to be a substantial amount of money. 

What if my circumstances change?

The reassuring thing about legacies is that they enable you to look after yourself first, while also knowing that if there is the money available you will be helping people living with HIV after you die.  With a properly worded legacy, your will should automatically take account of any change of circumstances.

Need to know more?

For more information about NAT or providing a legacy to enable us to continue our vital work, please contact Vanessa Newton on 020 7814 6731 or email legacies@nat.org.uk